The Basics of Car Insurance Laws
Almost anywhere you operate a motor vehicle you must provide proof of financial responsibility. In other words, you must satisfy local authorities that either you or your insurance company can and will pay for the consequences of a nasty traffic accident. More specifically, you must prove that you can afford to pay for property damage and medical expenses if you drive negligently or recklessly. For most drivers in most places, proof of financial responsibility is a polite and vaguely deceptive phrase that translates car insurance. Moreover, in most places with paved roads, the car insurance laws are clear No insurance, no driving.
Consequences of failure to comply with car insurance laws
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What does financial responsibility mean
Like all other states, Arizona has financial responsibility laws which means that if you are involved in an accident you will be asked to present proof of your ability to cover the cost of damages caused up to a minimum amount. To comply with this law most drivers buy automobile liability insurance.
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